Connect bank accounts to your software with a hassle-free API integration
Easily connect your user’s professional bank accounts into your software with Ponto. Ponto is a licensed third party, so you do not need a PSD2 license to start adding new features into your software!
As a part of Ibanity, we strive to help businesses of all sizes aggregate, facilitate, and automate payments, documents, and access to financial entities. Learn how to create custom banking experiences and leverage bank data directly in your software!
Ponto will handle all the complexities of connecting bank accounts to your software, so you can focus on what's important: enhancing your software with new features
Two ways to integrate Ponto

Your software is cloud-base
Use Ponto Connect with our OAuth flow. Your users won't have to manage any tokens and can immediately begin using the service.

Your software is on-premise
We've got you covered! For on-premise solutions you can use a custom integration with the Ponto API.
100 software solutions have connected to Ponto thanks to our developer-centric approach that ensures a frictionless connection and expert support.
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A simple pricing
Try our sandbox for free, get support through Slack, and join our community! Pay directly or let your customers pay for the service.
Account information
- Fetch transaction history
- Get balance information
- Synchronize transactions
- Receive full support
€4* per account/integration
Payment Initiation
- Initiate payments from your linked bank accounts
- Full support
- Account information subscription required
€1* per account/integration
+ €0,03 per transaction
* Prices exclude VAT
"Ponto helped us automate the process of connecting to bank accounts. We selected Ponto because their APIs are clear, their documentation is excellent, and they always provide the right answers to your problems"
Not sure yet?
Schedule a call with our expert team and discover how you can benefit from a seamless bank integration.